Essent Group Ltd

NYSE:ESNTFinancial ServicesCBOEFTSE:MRUTSTOXX:EDD24BP

$65.84+1.20%At closeAt close · Wed 21 Oct · ≈ AED 241.80 · Market cap $5.92B · Next earnings Fri 6 Nov

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	68.5%	97.0%	117.2%	97.2%	93.6%	88.2%	—	—
Operating margin	51.3%	80.0%	97.0%	72.8%	67.5%	65.2%	65.2%	+0.0 pts
Net margin	43.2%	66.3%	81.6%	61.6%	57.6%	54.7%	54.7%	+0.0 pts
EBITDA margin	52.6%	81.1%	98.9%	75.8%	70.8%	68.2%	—	—
Return on equity	10.7%	16.1%	18.6%	13.6%	13.0%	12.0%	12.0%	+0.0 pts
Return on assets	7.9%	11.9%	14.5%	10.8%	10.3%	9.3%	9.3%	+0.0 pts
Return on capital employed	10.0%	15.5%	18.6%	13.9%	14.0%	13.1%	—	—
Debt / equity	0.1×	0.1×	0.1×	0.1×	0.1×	0.1×	0.1×	+0.0%
Debt / assets	6.2%	7.3%	7.4%	6.6%	6.9%	6.7%	—	—
Interest coverage	54.0×	99.3×	63.3×	27.3×	24.2×	25.1×	—	—
Current ratio	14.7×	12.1×	0.9×	0.4×	6.5×	5.8×	5.8×	+0.0%
Quick ratio	14.7×	12.1×	0.9×	0.4×	6.5×	5.8×	—	—
Cash ratio	0.3×	0.2×	0.2×	0.3×	0.1×	0.1×	0.1×	+0.0%
Asset turnover	0.2×	0.2×	0.2×	0.2×	0.2×	0.2×	—	—
Receivables turnover	19.0×	22.3×	17.7×	17.9×	22.8×	12.8×	—	—
Dividend payout	16.8%	11.4%	11.1%	15.3%	16.2%	17.7%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.