American Express Co

NYSE:AXPFinancial ServicesCBOE:SPESGDJ:DJA

——At close · Market cap — · Next earnings Fri 23 Oct

AXP · Ratios · TradingHolo

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	82.2%	100.3%	91.1%	82.5%	81.9%	83.2%	—	—
Operating margin	11.2%	24.1%	17.2%	15.6%	17.4%	17.1%	17.1%	+0.0 pts
Net margin	8.2%	18.1%	13.5%	12.4%	13.7%	13.5%	13.5%	+0.0 pts
EBITDA margin	15.2%	27.9%	20.2%	18.1%	19.6%	19.4%	—	—
Return on equity	13.6%	36.3%	30.4%	29.8%	33.5%	32.4%	32.4%	+0.0 pts
Return on assets	1.6%	4.3%	3.3%	3.2%	3.7%	3.6%	3.6%	+0.0 pts
Return on capital employed	4.7%	11.9%	9.4%	9.1%	11.2%	10.7%	—	—
Debt / equity	2.0×	1.8×	1.8×	1.8×	1.7×	1.7×	1.7×	+0.0%
Debt / assets	23.4%	21.7%	19.2%	18.8%	18.8%	19.2%	—	—
Interest coverage	2.0×	8.3×	3.5×	1.5×	1.6×	1.7×	—	—
Current ratio	0.6×	0.3×	0.3×	0.3×	0.3×	0.3×	0.3×	+0.0%
Quick ratio	0.6×	0.3×	0.3×	0.3×	0.3×	0.3×	—	—
Cash ratio	0.3×	0.2×	0.3×	0.3×	0.3×	0.3×	0.3×	+0.0%
Asset turnover	0.2×	0.2×	0.2×	0.3×	0.3×	0.3×	—	—
Receivables turnover	12.8×	16.5×	—	—	—	—	—	—
Dividend payout	47.0%	18.0%	20.8%	21.3%	19.7%	21.0%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.