Al Sagr Co-operative Insurance Co

SAU:8180Financial ServicesTADAWUL:TISItasi

SAR 9.18−0.22%At closeAt close · Mon 19 Oct · ≈ AED 8.99 · Market cap $73.44M

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	92.9%	93.1%	83.6%	83.6%	83.6%	100.0%	—	—
Operating margin	−26.2%	−21.3%	−11.8%	10.9%	8.8%	−11.3%	−11.3%	+0.0 pts
Net margin	−27.8%	−21.8%	−12.9%	9.3%	6.9%	−11.1%	−11.1%	+0.0 pts
EBITDA margin	−25.7%	−20.2%	−10.4%	11.8%	9.5%	−10.2%	—	—
Return on equity	−39.1%	−34.9%	−41.0%	21.3%	7.9%	−20.6%	−20.6%	+0.0 pts
Return on assets	−14.0%	−9.9%	−8.0%	7.4%	4.3%	−10.8%	−10.8%	+0.0 pts
Return on capital employed	−13.2%	−10.0%	−7.6%	9.5%	5.6%	−11.2%	—	—
Debt / equity	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	+0.0%
Debt / assets	0.0%	0.5%	0.4%	0.3%	0.1%	0.5%	—	—
Interest coverage	0.0×	−562.1×	−784.5×	1,809.3×	3,023.7×	−880.5×	—	—
Current ratio	—	12.5×	9.7×	3.0×	14.8×	16.7×	16.7×	+0.0%
Quick ratio	—	12.5×	9.7×	3.0×	14.8×	16.7×	—	—
Cash ratio	—	11.3×	8.5×	3.0×	14.8×	14.8×	14.8×	+0.0%
Asset turnover	0.5×	0.5×	0.6×	0.8×	0.6×	1.0×	—	—
Receivables turnover	5.1×	3.2×	3.2×	—	—	25.0×	—	—
Dividend payout	0.0%	−0.0%	0.0%	0.0%	0.0%	−0.0%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.