The Mediterranean and Gulf Insurance and Reinsurance Co

SAU:8030Financial ServicesTADAWUL:TISItasi

SAR 14.12−2.69%At closeAt close · Mon 19 Oct · ≈ AED 13.83 · Market cap $532.74M · Next earnings Mon 9 Nov

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	91.5%	91.5%	89.0%	89.8%	92.2%	100.0%	—	—
Operating margin	3.3%	−7.8%	−18.3%	6.8%	3.2%	1.0%	1.0%	+0.0 pts
Net margin	2.2%	−8.1%	−17.9%	7.0%	3.0%	0.9%	0.9%	+0.0 pts
EBITDA margin	3.8%	−7.2%	−17.3%	7.6%	3.9%	1.6%	—	—
Return on equity	4.9%	−13.9%	−61.5%	22.0%	9.9%	2.6%	2.6%	+0.0 pts
Return on assets	1.0%	−3.4%	−9.8%	6.5%	3.5%	1.1%	1.1%	+0.0 pts
Return on capital employed	1.6%	−3.7%	−11.2%	6.3%	3.9%	1.2%	—	—
Debt / equity	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	+0.0%
Debt / assets	0.4%	0.2%	0.1%	0.3%	0.1%	0.5%	—	—
Interest coverage	0.0×	0.0×	0.0×	86.2×	0.0×	2.3×	—	—
Current ratio	2.7×	2.5×	2.6×	22.9×	3.5×	610.5×	610.5×	+0.0%
Quick ratio	2.7×	2.5×	2.6×	22.9×	3.5×	610.5×	—	—
Cash ratio	1.0×	1.0×	0.8×	19.5×	3.5×	352.5×	352.5×	+0.0%
Asset turnover	0.4×	0.4×	0.5×	0.9×	1.2×	1.2×	—	—
Receivables turnover	1.9×	1.5×	3.1×	—	—	8.9×	—	—
Dividend payout	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.