Markets › Saudi Arabia › SAU › 1150

Alinma Bank

SAU:1150Financial ServicesTADAWUL:TBNItasi

SAR 23.37−0.81%At closeAt close · Mon 19 Oct · ≈ AED 22.89 · Market cap $18.6B · Next earnings Tue 27 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	—	—
Operating margin	38.8%	45.4%	50.4%	55.7%	59.5%	60.2%	60.2%	+0.0 pts
Net margin	34.6%	40.7%	45.2%	50.0%	53.3%	54.0%	60.2%	+6.2 pts
EBITDA margin	43.2%	49.4%	53.8%	59.1%	62.7%	63.8%	—	—
Return on equity	8.0%	8.8%	11.3%	14.1%	14.1%	13.3%	14.8%	+1.5 pts
Return on assets	1.3%	1.6%	1.8%	2.0%	2.1%	2.1%	2.3%	+0.2 pts
Return on capital employed	2.6%	3.6%	3.6%	3.9%	4.1%	3.7%	—	—
Debt / equity	2.1×	1.4×	2.0×	2.8×	2.5×	2.6×	2.6×	+0.0%
Debt / assets	32.2%	24.1%	31.5%	41.3%	36.9%	40.4%	—	—
Interest coverage	0.0×	0.0×	0.0×	0.0×	0.0×	0.9×	—	—
Current ratio	0.2×	0.1×	0.1×	0.1×	0.1×	0.1×	0.1×	+0.0%
Quick ratio	0.2×	0.1×	0.1×	0.1×	0.1×	0.1×	—	—
Cash ratio	0.1×	0.1×	0.1×	0.1×	0.1×	0.1×	0.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	—	—
Receivables turnover	14.4×	15.5×	22.5×	14.0×	12.7×	13.4×	—	—
Dividend payout	0.0%	47.7%	47.0%	55.5%	34.1%	46.7%	—	—