Al Rajhi Bank

SAU:1120Financial ServicesTADAWUL:TBNItasi

SAR 59.90−1.07%Delayed 15 minIn session · ≈ AED 58.66 · Market cap $96.55B · Next earnings Mon 26 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	100.0%	100.0%	100.0%	100.0%	100.0%	60.5%	—	—
Operating margin	57.2%	64.1%	67.0%	67.5%	75.0%	38.5%	38.5%	+0.0 pts
Net margin	51.3%	57.5%	60.1%	60.6%	61.8%	34.5%	38.5%	+4.0 pts
EBITDA margin	62.6%	68.4%	71.6%	73.3%	0.0%	41.6%	—	—
Return on equity	18.2%	21.9%	17.1%	15.6%	16.0%	17.4%	19.3%	+2.0 pts
Return on assets	2.3%	2.4%	2.3%	2.1%	2.0%	2.4%	2.6%	+0.3 pts
Return on capital employed	16.6%	18.6%	16.1%	14.1%	14.5%	11.6%	—	—
Debt / equity	0.0×	0.0×	0.0×	0.0×	0.1×	0.6×	0.6×	−0.1%
Debt / assets	0.2%	0.1%	0.1%	0.5%	0.9%	7.7%	—	—
Interest coverage	0.0×	0.0×	0.0×	0.0×	0.0×	1.1×	—	—
Current ratio	0.2×	0.1×	0.1×	0.1×	0.1×	0.1×	0.1×	+0.0%
Quick ratio	0.2×	0.1×	0.1×	0.1×	0.1×	0.1×	—	—
Cash ratio	0.2×	0.1×	0.1×	0.1×	0.1×	0.1×	0.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.0×	0.0×	0.1×	—	—
Receivables turnover	10.9×	7.7×	13.8×	9.3×	8.4×	87.8×	—	—
Dividend payout	35.4%	40.7%	0.0%	57.8%	48.7%	35.7%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.