Royal Bank of Canada

NYSE:RYFinancial Services

$196.30−0.76%At closeAt close · Tue 20 Oct · ≈ AED 720.91 · Market cap $272.19B · Next earnings Thu 3 Dec

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	69.9%	87.2%	72.3%	43.3%	40.3%	45.3%	—	—
Operating margin	23.5%	35.8%	30.1%	16.0%	14.8%	18.7%	18.7%	+0.0 pts
Net margin	18.7%	27.8%	23.6%	12.9%	12.1%	14.8%	14.8%	+0.0 pts
EBITDA margin	27.9%	40.3%	34.1%	18.5%	17.0%	20.9%	—	—
Return on equity	13.2%	16.3%	14.6%	12.7%	12.8%	14.6%	14.6%	−0.0 pts
Return on assets	0.7%	0.9%	0.8%	0.7%	0.7%	0.9%	0.9%	+0.0 pts
Return on capital employed	3.1%	4.3%	3.2%	2.7%	2.8%	3.3%	—	—
Debt / equity	6.2×	5.7×	6.5×	6.7×	6.1×	6.0×	6.0×	−0.0%
Debt / assets	33.3%	33.2%	36.5%	38.6%	35.9%	35.9%	—	—
Interest coverage	1.0×	2.5×	1.1×	0.3×	0.3×	0.4×	—	—
Current ratio	0.2×	0.2×	0.2×	0.2×	0.1×	0.1×	0.1×	+0.0%
Quick ratio	0.2×	0.2×	0.2×	0.2×	0.1×	0.1×	—	—
Cash ratio	0.1×	0.2×	0.1×	0.1×	0.1×	0.1×	0.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	3.3×	2.6×	2.5×	3.8×	4.1×	3.3×	—	—
Dividend payout	55.4%	40.0%	44.1%	38.0%	40.9%	43.2%	—	—

Margins, returns, leverage and liquidityUpdated 31 Oct 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.