Central Pacific Financial Corp

NYSE:CPFFinancial ServicesCBOEFTSE:MRUTrussell2000

$37.77+2.47%At closeAt close · Fri 23 Oct · ≈ AED 138.71 · Market cap $972.48M · Next earnings Wed 28 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	77.9%	102.7%	94.4%	72.5%	69.5%	76.1%	—	—
Operating margin	19.0%	40.7%	35.7%	24.0%	20.0%	27.8%	27.8%	+0.0 pts
Net margin	14.5%	30.7%	26.7%	18.4%	15.7%	21.4%	21.4%	+0.0 pts
EBITDA margin	23.8%	44.7%	38.6%	26.4%	22.7%	30.0%	—	—
Return on equity	6.8%	14.3%	16.3%	11.6%	9.9%	13.1%	13.1%	+0.0 pts
Return on assets	0.6%	1.1%	1.0%	0.8%	0.7%	1.0%	1.0%	+0.0 pts
Return on capital employed	6.3%	13.5%	14.4%	9.9%	8.3%	12.7%	—	—
Debt / equity	0.3×	0.3×	0.3×	0.4×	0.3×	0.2×	0.2×	+0.0%
Debt / assets	2.6%	2.0%	2.0%	2.4%	2.5%	1.4%	—	—
Interest coverage	3.3×	13.7×	5.8×	1.1×	0.7×	1.4×	—	—
Current ratio	0.2×	0.3×	0.1×	0.2×	0.1×	0.1×	0.1×	+0.0%
Quick ratio	0.2×	0.3×	0.1×	0.2×	0.1×	0.1×	—	—
Cash ratio	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	0.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	—	—
Receivables turnover	12.7×	15.6×	13.6×	14.9×	14.6×	15.4×	—	—
Dividend payout	69.6%	33.7%	38.6%	47.9%	52.7%	37.9%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

ⓘ

Current snapshot ratios have no reporting date and are shown separately from fiscal periods.