Markets › India › NSE › UNIONBANK

Union Bank of India

NSE:UNIONBANKFinancial ServicesNSE:BANKNIFTYNSE:CNX100

₹180.70+5.25%At closeAt close · Mon 19 Oct · ≈ AED 6.97 · Market cap $13.79B · Next earnings Wed 4 Nov

Ratio	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026	Current · undated	YoY
Gross margin	47.0%	50.9%	49.5%	46.5%	45.6%	43.1%	—	—
Operating margin	3.3%	6.4%	12.8%	18.2%	18.1%	19.7%	19.7%	+0.0 pts
Net margin	3.4%	6.4%	8.9%	11.6%	13.9%	15.4%	15.4%	+0.0 pts
EBITDA margin	4.4%	7.4%	13.6%	19.0%	18.9%	20.2%	—	—
Return on equity	4.4%	7.4%	10.8%	14.1%	15.8%	14.6%	14.6%	+0.0 pts
Return on assets	0.3%	0.4%	0.7%	1.0%	1.2%	1.2%	1.2%	+0.0 pts
Return on capital employed	1.8%	3.5%	1.0%	12.7%	10.2%	1.6%	—	—
Debt / equity	0.6×	0.5×	0.8×	0.3×	0.6×	0.6×	0.6×	+0.0%
Debt / assets	3.5%	3.1%	4.8%	1.9%	4.3%	4.9%	—	—
Interest coverage	0.1×	0.1×	0.3×	0.3×	0.3×	0.4×	—	—
Current ratio	0.1×	0.1×	0.5×	0.1×	0.1×	—	—	—
Quick ratio	0.1×	0.1×	21.8×	0.1×	0.1×	—	—	—
Cash ratio	0.1×	0.1×	18.7×	0.1×	0.1×	—	—	—
Asset turnover	0.1×	0.1×	0.1×	0.1×	0.1×	0.1×	—	—
Inventory turnover	—	—	−0.4×	—	—	—	—	—
Receivables turnover	8.1×	9.8×	7.6×	16.6×	37.4×	—	—	—
Dividend payout	0.0%	0.0%	15.3%	14.9%	15.2%	18.7%	—	—