Punjab & Sind Bank

NSE:PSBFinancial ServicesNSE:CNXPSUBANK

₹20.93−1.60%Delayed 15 minIn session · ≈ AED 0.8087 · Market cap $1.56B

PSB · Ratios · TradingHolo

Ratio	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026	Current · undated	YoY
Gross margin	39.4%	45.2%	43.6%	35.1%	41.1%	40.2%	—	—
Operating margin	−43.8%	14.6%	18.2%	8.9%	10.2%	12.7%	12.7%	+0.0 pts
Net margin	−35.1%	12.8%	14.7%	5.6%	7.8%	9.6%	9.6%	+0.0 pts
EBITDA margin	−42.5%	16.3%	19.9%	10.3%	11.3%	14.0%	—	—
Return on equity	−32.7%	7.4%	8.7%	3.8%	7.6%	9.4%	9.4%	+0.0 pts
Return on assets	−2.5%	0.9%	1.0%	0.4%	0.6%	0.7%	0.7%	+0.0 pts
Return on capital employed	−3.1%	1.0%	1.2%	0.9%	4.3%	1.0%	—	—
Debt / equity	0.3×	0.2×	0.6×	0.7×	0.9×	1.2×	1.2×	+0.0%
Debt / assets	2.4%	2.0%	6.6%	7.2%	7.3%	9.1%	—	—
Interest coverage	−0.7×	0.3×	0.3×	0.1×	0.2×	0.2×	—	—
Current ratio	1.9×	0.6×	0.5×	0.2×	0.1×	—	—	—
Quick ratio	1.9×	13.1×	9.7×	0.4×	0.1×	—	—	—
Cash ratio	15.8×	13.2×	7.8×	0.2×	0.1×	—	—	—
Asset turnover	0.1×	0.1×	0.1×	0.1×	0.1×	0.1×	—	—
Inventory turnover	—	−0.5×	−0.7×	−0.7×	—	—	—	—
Receivables turnover	7.9×	6.6×	5.4×	5.8×	4.4×	—	—	—
Dividend payout	0.0%	0.0%	16.0%	54.6%	13.3%	3.8%	—	—

Margins, returns, leverage and liquidityUpdated Tue 31 Mar ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.