Qfin Holdings Inc

NAS:QFINFinancial ServicesNASDAQ:HXCNASDAQ:OFIN

$5.60+0.27%LiveIn session · ≈ AED 20.55 · Market cap $759.86M · Next earnings Wed 18 Nov

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	76.4%	77.2%	70.7%	64.1%	61.8%	81.5%	—	—
Operating margin	27.9%	40.8%	27.0%	29.8%	43.9%	33.9%	33.9%	+0.0 pts
Net margin	25.8%	34.8%	24.3%	26.3%	36.5%	31.0%	32.0%	+0.9 pts
EBITDA margin	63.6%	59.7%	53.9%	49.0%	47.1%	38.8%	—	—
Return on equity	36.9%	38.0%	21.4%	19.5%	25.9%	24.0%	24.7%	+0.7 pts
Return on assets	14.3%	17.3%	10.0%	9.4%	13.0%	10.2%	10.5%	+0.3 pts
Return on capital employed	15.9%	28.9%	16.7%	16.3%	25.1%	19.8%	—	—
Debt / equity	0.0×	0.0×	0.0×	0.0×	0.1×	0.2×	0.2×	−0.2%
Debt / assets	0.9%	1.3%	0.4%	1.8%	2.9%	6.7%	—	—
Interest coverage	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	—	—
Current ratio	22.6×	1.3×	1.0×	0.7×	0.7×	0.5×	0.5×	+0.0%
Quick ratio	22.6×	1.3×	1.0×	0.7×	0.7×	0.5×	—	—
Cash ratio	7.9×	0.6×	0.5×	0.3×	0.2×	0.2×	0.2×	+0.0%
Asset turnover	0.6×	0.5×	0.4×	0.4×	0.4×	0.3×	—	—
Receivables turnover	1.9×	5.0×	5.3×	5.3×	7.7×	19.2×	—	—
Dividend payout	0.0%	0.0%	24.6%	22.0%	20.2%	23.8%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

ⓘ

Current snapshot ratios have no reporting date and are shown separately from fiscal periods.