Principal Financial Group Inc

NAS:PFGFinancial ServicesCBOE:SPESGNASDAQ:OFIN

$106.86−1.79%At closeAt close · Tue 20 Oct · ≈ AED 392.44 · Market cap $23.08B · Next earnings Mon 26 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	43.8%	49.0%	63.0%	43.2%	45.6%	45.2%	—	—
Operating margin	11.5%	13.2%	34.1%	5.4%	11.7%	9.1%	9.1%	+0.0 pts
Net margin	9.5%	11.0%	27.1%	4.6%	9.7%	7.6%	7.6%	+0.0 pts
EBITDA margin	13.2%	15.2%	35.8%	7.4%	13.3%	10.7%	—	—
Return on equity	8.4%	9.8%	47.6%	5.7%	14.2%	10.0%	9.6%	−0.4 pts
Return on assets	0.4%	0.5%	1.6%	0.2%	0.5%	0.3%	0.3%	+0.0 pts
Return on capital employed	0.5%	0.6%	2.1%	0.3%	0.6%	0.4%	—	—
Debt / equity	0.3×	0.3×	0.4×	0.4×	0.4×	0.3×	0.3×	−4.1%
Debt / assets	1.4%	1.5%	1.3%	1.3%	1.3%	1.2%	—	—
Interest coverage	1,693.5×	1,910.9×	4,989.2×	388.8×	726.8×	643.6×	—	—
Current ratio	983.3×	34.8×	0.5×	4.8×	5.2×	3.2×	3.2×	+0.0%
Quick ratio	983.3×	34.8×	5.1×	4.8×	5.2×	3.2×	—	—
Cash ratio	33.6×	1.0×	0.2×	0.2×	0.2×	0.2×	0.2×	+0.0%
Asset turnover	0.0×	0.0×	0.1×	0.0×	0.1×	0.0×	—	—
Inventory turnover	—	—	−0.1×	—	—	—	—	—
Receivables turnover	8.6×	5.7×	0.7×	0.6×	0.7×	0.7×	—	—
Dividend payout	44.0%	41.4%	13.5%	100.4%	41.9%	57.7%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.