LexinFintech Holdings Ltd

NAS:LXFinancial ServicesNASDAQ:HXCNASDAQ:OFIN

$0.6312−1.68%At closeAt close · Tue 20 Oct · ≈ AED 2.32 · Market cap $108.03M · Next earnings Mon 30 Nov

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	31.2%	50.5%	30.8%	34.6%	35.4%	72.3%	—	—
Operating margin	12.3%	27.0%	3.4%	14.4%	16.1%	17.7%	17.7%	+0.0 pts
Net margin	5.1%	20.5%	8.3%	8.2%	7.7%	12.8%	13.1%	+0.4 pts
EBITDA margin	7.5%	26.2%	12.5%	11.7%	10.6%	18.5%	—	—
Return on equity	10.8%	29.1%	9.5%	11.0%	10.2%	13.6%	14.0%	+0.4 pts
Return on assets	2.9%	11.1%	3.6%	4.6%	4.9%	7.0%	7.2%	+0.2 pts
Return on capital employed	17.2%	28.3%	3.3%	17.4%	18.1%	11.4%	—	—
Debt / equity	1.7×	1.0×	1.1×	0.6×	0.5×	0.4×	0.4×	+0.0%
Debt / assets	45.9%	36.5%	40.6%	23.8%	23.7%	20.7%	—	—
Interest coverage	18.5×	48.6×	6.0×	37.2×	253.8×	9.2×	—	—
Current ratio	1.4×	1.6×	1.4×	1.5×	1.9×	4.1×	4.1×	+0.0%
Quick ratio	1.4×	1.6×	1.4×	1.5×	1.9×	4.1×	—	—
Cash ratio	0.1×	0.3×	0.1×	0.2×	0.2×	1.2×	1.2×	+0.0%
Asset turnover	0.6×	0.5×	0.4×	0.6×	0.6×	0.6×	—	—
Inventory turnover	169.9×	117.8×	126.7×	254.2×	410.7×	147.2×	—	—
Receivables turnover	1.7×	2.4×	1.4×	2.7×	2.5×	1.3×	—	—
Dividend payout	0.0%	0.0%	0.0%	12.7%	14.9%	23.5%	—	—