LCNB Corp

NAS:LCNBFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$18.98+0.53%At closeAt close · Tue 20 Oct · ≈ AED 69.70 · Market cap $270.56M · Next earnings Wed 28 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	87.8%	95.0%	93.8%	73.3%	63.2%	72.3%	—	—
Operating margin	30.8%	33.7%	33.7%	16.1%	12.7%	22.7%	22.7%	+0.0 pts
Net margin	25.6%	27.6%	27.6%	13.3%	10.8%	18.6%	18.6%	+0.0 pts
EBITDA margin	33.6%	37.1%	37.1%	19.2%	13.2%	23.2%	—	—
Return on equity	8.3%	8.8%	11.0%	5.4%	5.3%	8.4%	8.4%	+0.0 pts
Return on assets	1.1%	1.1%	1.2%	0.6%	0.6%	1.0%	1.0%	+0.0 pts
Return on capital employed	9.0%	10.0%	11.9%	4.1%	3.7%	1.6%	—	—
Debt / equity	0.1×	0.1×	0.5×	0.9×	0.6×	0.4×	0.4×	+0.0%
Debt / assets	1.6%	0.9%	5.0%	9.5%	7.0%	5.3%	—	—
Interest coverage	3.2×	6.3×	5.7×	0.7×	0.4×	0.9×	—	—
Current ratio	0.2×	0.2×	0.2×	0.2×	0.1×	0.6×	0.6×	+0.0%
Quick ratio	0.2×	0.2×	0.2×	0.2×	0.1×	0.6×	—	—
Cash ratio	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.0×	0.1×	0.1×	—	—
Receivables turnover	9.4×	9.5×	10.7×	11.3×	14.4×	15.6×	—	—
Dividend payout	47.1%	46.3%	41.5%	78.7%	90.6%	53.9%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.