Markets › United States › NAS › INBK

First Internet Bancorp

NAS:INBKFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$26.79+3.48%At closeAt close · Fri 23 Oct · ≈ AED 98.39 · Market cap $233.97M · Next earnings Wed 28 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	52.3%	70.2%	62.7%	30.3%	33.5%	13.7%	—	—
Operating margin	19.8%	34.9%	23.1%	1.9%	8.3%	−15.8%	−15.8%	+0.0 pts
Net margin	17.2%	29.7%	20.5%	3.2%	7.6%	−10.9%	−10.9%	+0.0 pts
EBITDA margin	24.4%	40.3%	28.1%	4.1%	10.8%	−13.8%	—	—
Return on equity	8.9%	12.7%	9.7%	2.3%	6.6%	−9.8%	−9.8%	+0.0 pts
Return on assets	0.7%	1.1%	0.8%	0.2%	0.4%	−0.6%	−0.6%	+0.0 pts
Return on capital employed	3.7%	5.7%	3.7%	0.5%	3.4%	−0.9%	—	—
Debt / equity	1.8×	1.6×	2.0×	2.0×	1.0×	1.0×	1.0×	+0.0%
Debt / assets	14.0%	14.7%	15.8%	13.9%	7.0%	6.4%	—	—
Interest coverage	0.5×	1.2×	0.7×	0.0×	0.1×	−0.2×	—	—
Current ratio	0.6×	0.6×	0.5×	0.5×	0.4×	110.0×	110.0×	+0.0%
Quick ratio	0.6×	0.6×	0.5×	0.5×	0.4×	110.0×	—	—
Cash ratio	0.1×	0.1×	0.1×	0.1×	0.1×	45.7×	45.7×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	0.2×	0.2×	0.2×	0.3×	0.3×	11.6×	—	—
Dividend payout	8.0%	5.0%	6.5%	25.6%	8.2%	−5.9%	—	—