Hanmi Financial Corp

NAS:HAFCFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$30.98−0.45%At closeAt close · Tue 20 Oct · ≈ AED 113.77 · Market cap $918.53M · Next earnings Tue 20 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	66.7%	101.1%	88.0%	61.7%	53.3%	57.5%	—	—
Operating margin	22.4%	52.8%	45.7%	28.8%	20.6%	24.3%	24.3%	+0.0 pts
Net margin	15.9%	38.4%	32.9%	20.1%	14.5%	17.1%	17.1%	+0.0 pts
EBITDA margin	26.5%	59.0%	49.7%	30.5%	22.1%	25.5%	—	—
Return on equity	7.3%	15.3%	15.9%	11.4%	8.5%	9.6%	9.6%	+0.0 pts
Return on assets	0.7%	1.4%	1.4%	1.1%	0.8%	1.0%	1.0%	+0.0 pts
Return on capital employed	7.0%	14.3%	17.2%	11.5%	9.0%	10.7%	—	—
Debt / equity	0.5×	0.5×	0.8×	0.6×	0.5×	0.4×	0.4×	+0.0%
Debt / assets	4.3%	5.1%	6.5%	6.0%	5.1%	3.6%	—	—
Interest coverage	1.4×	6.3×	3.9×	0.8×	0.5×	0.6×	—	—
Current ratio	0.3×	0.4×	0.3×	0.2×	0.2×	0.2×	0.2×	+0.0%
Quick ratio	0.3×	0.4×	0.3×	0.2×	0.2×	0.2×	—	—
Cash ratio	0.1×	0.1×	0.1×	0.0×	0.0×	0.0×	0.0×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	0.6×	0.5×	0.5×	6.8×	6.3×	18.2×	—	—
Dividend payout	37.8%	16.7%	28.2%	38.1%	48.8%	42.9%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.