First Financial Bancorp

NAS:FFBCFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$31.85+1.84%At closeAt close · Wed 21 Oct · ≈ AED 116.95 · Market cap $3.34B · Next earnings Thu 22 Oct

USD billions	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	TTM	YoY
Revenue	0.7	0.7	0.8	1.1	1.2	1.3	1.4	+9.0%
Cost of revenue	0.1	0.0	0.1	0.3	0.4	0.4	—	—
Gross profit	0.6	0.6	0.7	0.8	0.8	0.9	—	—
Research & development	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Selling, general & administrative	0.2	0.3	0.3	0.3	0.4	0.4	—	—
Selling & marketing	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Operating expenses	0.4	0.4	0.5	0.5	0.5	0.5	—	—
Operating income	0.2	0.2	0.2	0.3	0.3	0.3	0.4	+11.4%
Interest expense	0.1	0.0	0.1	0.3	0.4	0.4	0.1	−64.3%
Interest income	0.5	0.5	0.6	0.9	1.0	1.0	—	—
Other income / expense	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Pre-tax income	0.2	0.2	0.2	0.3	0.3	0.3	0.4	+11.4%
Income tax	0.0	0.0	0.0	0.1	0.0	0.1	0.1	+10.6%
Net income	0.2	0.2	0.2	0.3	0.2	0.3	0.0	−88.3%
Discontinued operations	0.0	0.0	0.0	0.0	0.0	0.0	—	—
Other net income adjustments	0.0	0.0	0.0	0.0	0.0	0.0	—	—
EPS, basic (per share)	1.60	2.16	2.33	2.72	2.42	2.69	2.87	+6.5%
EPS, diluted (per share)	1.59	2.14	2.30	2.69	2.40	2.66	2.83	+6.4%
EBITDA	0.2	0.3	0.3	0.4	0.3	0.3	—	—
Depreciation & amortization	0.0	0.0	0.0	0.0	0.0	0.0	0.0	+93.8%
Weighted average shares (shares)	97,364,000	95,035,000	93,529,000	93,939,000	94,405,000	94,889,341	—	—
Weighted average diluted shares (shares)	98,093,000	95,897,000	94,587,000	95,096,000	95,406,000	95,753,798	—	—
Gross margin	80.5%	98.0%	90.0%	71.5%	64.3%	68.4%	—	—
Operating margin	25.8%	36.8%	31.2%	28.6%	21.9%	25.5%	26.1%	+0.6 pts
Net margin	21.8%	31.3%	28.1%	22.9%	18.7%	20.3%	2.2%	−18.1 pts

USD billionsUpdated Thu 6 Aug ·

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Amounts are shown in the stated units; per-share amounts and shares are unscaled. Negative amounts are in brackets.

TTM ends 2026-06-30 and uses four consecutive reported quarters.