Eagle Financial Services Inc

NAS:EFSIFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$45.60−0.63%LiveIn session · ≈ AED 167.47 · Market cap $246.77M · Next earnings Thu 22 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	89.8%	94.0%	89.1%	64.0%	59.7%	61.6%	—	—
Operating margin	28.5%	24.3%	26.5%	11.1%	17.8%	9.5%	9.5%	+0.0 pts
Net margin	24.0%	20.9%	21.8%	9.8%	14.5%	7.9%	7.9%	+0.0 pts
EBITDA margin	30.8%	26.2%	27.9%	12.1%	18.8%	10.2%	—	—
Return on equity	10.6%	10.0%	14.3%	8.6%	12.9%	4.3%	4.3%	+0.0 pts
Return on assets	1.0%	0.8%	0.9%	0.5%	0.8%	0.4%	0.4%	+0.0 pts
Return on capital employed	11.4%	10.2%	5.5%	3.6%	7.1%	3.5%	—	—
Debt / equity	0.0×	0.0×	2.3×	1.8×	1.3×	0.4×	0.4×	+0.0%
Debt / assets	0.4%	0.0%	14.7%	10.7%	8.0%	3.7%	—	—
Interest coverage	4.1×	7.6×	3.2×	0.3×	0.5×	0.3×	—	—
Current ratio	0.2×	0.2×	0.2×	0.2×	0.1×	0.1×	0.1×	+0.0%
Quick ratio	0.2×	0.2×	0.2×	0.2×	0.1×	0.1×	—	—
Cash ratio	0.1×	0.1×	0.1×	0.1×	0.1×	0.0×	0.0×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Dividend payout	28.6%	29.6%	26.2%	45.2%	28.0%	74.4%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.