CVB Financial Corp

NAS:CVBFFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$23.05+3.64%At closeAt close · Fri 23 Oct · ≈ AED 84.65 · Market cap $4.06B · Next earnings Wed 28 Oct · Extended $23.04 −0.04%

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	92.1%	104.4%	96.5%	82.0%	72.9%	79.9%	—	—
Operating margin	52.1%	63.6%	58.4%	47.4%	41.2%	43.8%	43.8%	+0.0 pts
Net margin	37.0%	45.4%	41.9%	33.3%	30.5%	32.5%	32.5%	+0.0 pts
EBITDA margin	51.9%	62.3%	60.9%	50.1%	43.5%	46.1%	—	—
Return on equity	8.8%	10.2%	12.1%	10.7%	9.2%	9.1%	9.1%	+0.0 pts
Return on assets	1.2%	1.3%	1.4%	1.4%	1.3%	1.3%	1.3%	+0.0 pts
Return on capital employed	11.1%	13.2%	15.8%	14.0%	11.1%	7.7%	—	—
Debt / equity	0.2×	0.3×	0.8×	1.1×	0.3×	0.4×	0.4×	+0.0%
Debt / assets	3.3%	4.1%	9.5%	14.6%	5.0%	6.3%	—	—
Interest coverage	17.5×	49.0×	35.9×	2.7×	1.5×	2.1×	—	—
Current ratio	0.4×	0.4×	0.3×	0.3×	0.0×	0.0×	0.0×	+0.0%
Quick ratio	0.4×	0.4×	0.3×	0.3×	0.0×	0.0×	—	—
Cash ratio	0.2×	0.1×	0.0×	0.0×	0.0×	0.0×	0.0×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	—	—
Receivables turnover	4.5×	4.2×	1.8×	2.2×	2.3×	13.8×	—	—
Dividend payout	55.6%	46.0%	44.4%	50.4%	55.7%	53.0%	—	—