Community Trust Bancorp Inc

NAS:CTBIFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$75.30+1.70%At closeAt close · Wed 21 Oct · ≈ AED 276.54 · Market cap $1.37B · Next earnings Wed 21 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	82.0%	96.4%	86.9%	68.6%	63.2%	66.7%	—	—
Operating margin	30.4%	46.4%	39.5%	30.2%	28.4%	31.0%	31.0%	+0.0 pts
Net margin	25.8%	36.9%	32.0%	23.9%	22.0%	24.0%	24.0%	+0.0 pts
EBITDA margin	32.7%	48.5%	41.6%	31.8%	29.7%	32.1%	—	—
Return on equity	9.1%	12.6%	13.0%	11.1%	10.9%	11.5%	11.5%	+0.0 pts
Return on assets	1.2%	1.6%	1.5%	1.4%	1.3%	1.5%	1.5%	+0.0 pts
Return on capital employed	9.2%	13.8%	13.7%	12.1%	12.2%	12.9%	—	—
Debt / equity	0.7×	0.5×	0.5×	0.4×	0.4×	0.5×	0.5×	+0.0%
Debt / assets	8.3%	6.3%	5.4%	5.3%	5.2%	5.8%	—	—
Interest coverage	2.8×	7.3×	3.5×	1.0×	0.8×	1.0×	—	—
Current ratio	0.3×	0.4×	0.3×	0.3×	0.3×	0.9×	0.9×	+0.0%
Quick ratio	0.3×	0.4×	0.3×	0.3×	0.3×	0.9×	—	—
Cash ratio	0.1×	0.1×	0.0×	0.1×	0.1×	0.0×	0.0×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	14.6×	15.5×	13.0×	13.8×	15.2×	0.1×	—	—
Dividend payout	45.6%	31.7%	36.6%	41.3%	40.3%	36.7%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.