CF Bankshares Inc

NAS:CFBKFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$33.51+0.03%At closeAt close · Tue 20 Oct · ≈ AED 123.07 · Market cap $217.55M · Next earnings Mon 2 Nov

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	75.0%	86.3%	71.9%	43.6%	35.8%	41.8%	—	—
Operating margin	35.5%	35.9%	32.1%	18.8%	13.2%	17.1%	17.1%	+0.0 pts
Net margin	29.0%	29.0%	25.8%	15.2%	11.0%	13.5%	13.9%	+0.4 pts
EBITDA margin	35.9%	36.5%	32.9%	19.3%	13.6%	17.5%	—	—
Return on equity	26.9%	14.7%	13.0%	10.9%	7.9%	9.2%	9.5%	+0.3 pts
Return on assets	2.0%	1.2%	1.0%	0.8%	0.6%	0.8%	0.8%	+0.0 pts
Return on capital employed	10.6%	9.7%	8.4%	6.7%	5.2%	1.0%	—	—
Debt / equity	2.1×	0.9×	0.9×	0.8×	0.7×	0.7×	0.7×	+0.0%
Debt / assets	15.6%	7.1%	6.9%	6.3%	5.5%	5.8%	—	—
Interest coverage	2.5×	2.2×	1.2×	0.3×	0.2×	0.3×	—	—
Current ratio	0.2×	0.2×	0.1×	0.2×	0.1×	15.3×	15.3×	+0.0%
Quick ratio	0.2×	0.2×	0.1×	0.2×	0.1×	15.3×	—	—
Cash ratio	0.2×	0.1×	0.1×	0.2×	0.1×	15.3×	15.3×	+0.0%
Asset turnover	0.1×	0.0×	0.0×	0.1×	0.1×	0.1×	—	—
Receivables turnover	2.9×	2.6×	3.4×	8.3×	15.9×	14.5×	—	—
Dividend payout	0.7%	4.6%	6.3%	8.7%	12.1%	11.5%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.