CNB Financial Corp

NAS:CCNEFinancial ServicesCBOEFTSE:MRUTNASDAQ:BANK

$34.58+1.74%At closeAt close · Wed 21 Oct · ≈ AED 127.00 · Market cap $1.02B · Next earnings Mon 26 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	75.1%	87.7%	86.6%	65.9%	59.1%	60.7%	—	—
Operating margin	20.9%	33.8%	32.1%	22.3%	18.7%	20.4%	20.4%	+0.0 pts
Net margin	17.0%	27.6%	25.9%	18.0%	15.2%	16.3%	16.3%	+0.0 pts
EBITDA margin	24.0%	36.8%	34.8%	24.7%	21.0%	23.1%	—	—
Return on equity	7.9%	13.0%	11.9%	10.2%	8.9%	7.6%	7.6%	+0.0 pts
Return on assets	0.7%	1.1%	1.2%	1.0%	0.9%	0.8%	0.8%	+0.0 pts
Return on capital employed	7.9%	12.5%	14.6%	9.5%	8.2%	6.8%	—	—
Debt / equity	0.2×	0.3×	0.8×	0.2×	0.2×	0.4×	0.4×	+0.0%
Debt / assets	1.9%	2.4%	7.4%	2.5%	2.3%	3.7%	—	—
Interest coverage	1.2×	3.6×	3.2×	0.7×	0.5×	0.5×	—	—
Current ratio	0.3×	0.3×	0.1×	0.1×	0.2×	0.1×	0.1×	+0.0%
Quick ratio	0.3×	0.3×	0.1×	0.1×	0.2×	0.1×	—	—
Cash ratio	0.1×	0.2×	0.0×	0.0×	0.1×	0.1×	0.1×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.1×	0.1×	0.0×	—	—
Receivables turnover	5.1×	5.1×	3.9×	—	—	—	—	—
Dividend payout	37.0%	27.5%	26.7%	32.7%	35.2%	34.0%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.