BIPL · Ratios · TradingHolo

Markets › Pakistan › KAR › BIPL

BankIslami Pakistan Ltd

KAR:BIPLFinancePSX:ALLSHRPSX:KMIALLSHR

Rs 24.48+0.29%LiveIn session · ≈ AED 0.3248 · Market cap $97.79M · Next earnings Wed 2 Dec

🔔 Alert▶ Test a strategy

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Trend	YoY
Operating margin	9.8%	12.7%	16.3%	20.9%	23.0%	16.4%		−6.6 pts
Net margin	5.7%	8.1%	9.0%	11.1%	10.1%	7.2%		−2.9 pts
Return on equity	7.6%	8.9%	16.7%	29.2%	24.5%	12.4%		−12.2 pts
Return on assets	0.5%	0.5%	0.9%	1.6%	1.6%	0.8%		−0.8 pts
Return on capital employed	1.8%	1.9%	3.8%	7.1%	9.8%	4.3%		−5.5 pts
Debt / equity	1.9×	2.0×	1.6×	2.1×	2.1×	1.2×		−43.5%
Debt / assets	11.4%	11.1%	8.6%	11.5%	13.6%	7.3%		−6.2 pts
Interest coverage	4.3×	5.1×	10.6×	12.4×	18.1×	10.3×		−42.9%
Current ratio	0.3×	0.2×	0.2×	0.2×	0.1×	0.2×		+47.4%
Quick ratio	0.3×	0.2×	0.2×	0.2×	0.1×	0.2×		+47.4%
Asset turnover	0.1×	0.1×	0.1×	0.1×	0.2×	0.1×		−32.1%
Dividend payout	0.0%	0.0%	0.0%	26.8%	24.8%	50.5%		+25.7 pts

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

ⓘ