GFH Bank BSC

DFM:GFHFinancial Services

AED 1.72+0.00%At closeAt close · Mon 19 Oct · Market cap $1.99B · Next earnings Wed 18 Nov

USD millions	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	YoY
Revenue	178.4	227.0	218.4	260.2	361.9	436.1	+20.5%
Cost of revenue	0.0	0.0	0.0	0.0	0.0	0.0	—
Gross profit	178.4	227.0	218.4	260.2	361.9	436.1	+20.5%
Research & development	0.0	0.0	0.0	0.0	0.0	0.0	—
Selling, general & administrative	26.5	21.7	34.0	43.2	49.8	48.7	−2.4%
Selling & marketing	0.0	0.0	0.0	9.2	9.2	3.9	−57.6%
Operating expenses	129.1	134.3	120.7	154.9	233.3	290.6	+24.5%
Operating income	49.3	92.6	97.7	105.2	128.5	145.5	+13.2%
Interest expense	0.0	0.0	0.0	0.0	0.0	559.9	—
Interest income	0.0	0.0	0.0	0.0	0.0	187.3	—
Other income / expense	0.0	0.0	0.0	0.0	0.0	0.0	—
Pre-tax income	49.3	92.6	97.7	105.2	128.5	145.5	+13.2%
Income tax	0.0	0.0	0.0	0.0	0.0	0.0	—
Net income	45.1	84.2	90.3	102.9	118.5	140.1	+18.2%
Discontinued operations	0.0	0.0	0.0	0.0	0.0	0.0	—
Other net income adjustments	0.0	0.0	0.0	0.0	0.0	0.0	—
EPS, basic (per share)	0.01	0.02	0.03	0.03	0.03	0.04	+27.0%
EPS, diluted (per share)	0.01	0.02	0.03	0.03	0.03	0.04	+27.0%
EBITDA	55.5	95.2	103.5	116.5	141.3	160.1	+13.3%
Depreciation & amortization	6.2	2.5	5.8	11.2	12.8	14.6	+14.4%
Weighted average shares (shares)	3,429,278,000	3,412,918,000	3,426,592,000	3,493,157,000	3,950,133,000	42,673,992,479	+980.3%
Weighted average diluted shares (shares)	3,429,131,000	3,412,835,000	3,426,503,000	3,493,154,000	3,950,133,000	42,673,992,479	+980.3%
Gross margin	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	+0.0 pts
Operating margin	27.7%	40.8%	44.7%	40.4%	35.5%	33.4%	−2.1 pts
Net margin	25.3%	37.1%	41.3%	39.5%	32.7%	32.1%	−0.6 pts

USD millionsUpdated Sun 17 May ·

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Amounts are shown in the stated units; per-share amounts and shares are unscaled. Negative amounts are in brackets.

Statements are reported in USD; the shares trade in AED.