Markets › UAE › DFM › EMIRATESNBD

Emirates NBD PJSC

DFM:EMIRATESNBDFinancial ServicesDFM:DFMGI

AED 31.50−0.25%At closeAt close · Mon 19 Oct · Market cap $53.12B · Next earnings Wed 21 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	71.6%	72.7%	74.9%	63.0%	50.8%	51.7%	—	—
Operating margin	22.9%	30.2%	41.7%	34.7%	31.3%	29.3%	29.3%	+0.0 pts
Net margin	21.5%	28.4%	30.0%	31.5%	26.5%	23.0%	23.5%	+0.5 pts
EBITDA margin	26.1%	33.2%	43.9%	36.1%	32.7%	30.5%	—	—
Return on equity	8.2%	11.1%	14.0%	19.6%	18.2%	17.3%	17.7%	+0.4 pts
Return on assets	1.0%	1.4%	1.8%	2.5%	2.3%	2.0%	2.1%	+0.0 pts
Return on capital employed	1.1%	5.4%	9.2%	10.3%	10.3%	4.4%	—	—
Debt / equity	0.0×	0.8×	0.6×	0.6×	0.6×	1.2×	1.2×	−0.2%
Debt / assets	0.0%	9.8%	7.7%	8.2%	8.0%	14.5%	—	—
Interest coverage	0.8×	1.1×	1.7×	0.9×	0.6×	0.6×	—	—
Current ratio	—	0.3×	0.3×	0.3×	0.4×	0.7×	0.7×	+0.0%
Quick ratio	—	0.3×	0.3×	0.3×	0.4×	0.7×	—	—
Cash ratio	—	0.2×	0.3×	0.3×	0.3×	0.0×	0.0×	—
Asset turnover	0.0×	0.0×	0.1×	0.1×	0.1×	0.1×	—	—
Receivables turnover	2.8×	3.6×	3.7×	3.8×	4.0×	—	—	—
Dividend payout	36.3%	27.1%	24.3%	17.6%	33.0%	26.9%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

ⓘ

Current snapshot ratios have no reporting date and are shown separately from fiscal periods.