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Dubai Islamic Bank PJSC

DFM:DIBFinancial ServicesDFM:DFMGI

AED 7.10−0.28%At closeAt close · Mon 19 Oct · Market cap $14.01B · Next earnings Tue 20 Oct

Ratio	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	Current · undated	YoY
Gross margin	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	—	—
Operating margin	33.9%	47.8%	54.5%	62.1%	72.1%	71.6%	71.6%	+0.0 pts
Net margin	34.9%	47.3%	52.9%	59.4%	64.7%	59.6%	71.6%	+11.9 pts
EBITDA margin	36.7%	50.5%	56.9%	64.5%	0.0%	73.7%	—	—
Return on equity	8.1%	11.3%	13.3%	15.3%	15.9%	15.0%	16.9%	+1.9 pts
Return on assets	1.1%	1.6%	1.9%	2.2%	2.3%	1.8%	2.2%	+0.4 pts
Return on capital employed	1.1%	6.5%	7.6%	9.5%	10.3%	10.2%	—	—
Debt / equity	0.5×	0.5×	0.5×	0.5×	0.5×	0.5×	0.5×	−6.1%
Debt / assets	6.6%	7.4%	7.8%	6.6%	7.1%	6.1%	—	—
Interest coverage	0.0×	0.0×	0.0×	0.0×	0.0×	0.9×	—	—
Current ratio	66.3×	0.3×	0.3×	0.3×	0.3×	0.2×	0.2×	+0.0%
Quick ratio	66.3×	0.3×	0.3×	0.3×	0.3×	0.2×	—	—
Cash ratio	65.6×	0.3×	0.3×	0.3×	0.3×	0.2×	0.2×	+0.0%
Asset turnover	0.0×	0.0×	0.0×	0.0×	0.0×	0.0×	—	—
Receivables turnover	15.9×	22.4×	—	—	—	—	—	—
Dividend payout	76.9%	32.9%	33.0%	31.9%	42.2%	45.0%	—	—

Margins, returns, leverage and liquidityUpdated 31 Dec 2025 ·

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Current snapshot ratios have no reporting date and are shown separately from fiscal periods.