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United Arab Bank PJSC

ADX:UABFinanceADX:FADGI

AED 1.57+14.60%At closeAt close · Tue 20 Oct · Market cap $1.3B · Next earnings Tue 10 Nov

AED millions	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	TTM	YoY
Depreciation & amortization	27.9	24.9	23.3	22.5	22.1	21.1	—	—
Change in working capital	(11.5)	64.4	(81.2)	137.8	(62.4)	3.6	(141.5)	−4024.6%
Operating cash flow	174.2	244.1	152.3	394.0	302.2	466.2	371.8	−20.2%
Capital expenditure	(27.8)	(12.7)	(12.9)	(22.7)	(46.0)	(70.3)	(80.1)	−14.1%
Dividends paid	0.0	0.0	0.0	0.0	0.0	0.0	(109.5)	—
Free cash flow	146.4	231.4	139.4	371.4	256.2	395.9	291.7	−26.3%

AED millionsUpdated Wed 22 Jul ·

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Amounts are shown in the stated units; per-share amounts and shares are unscaled. Negative amounts are in brackets.

TTM ends 2026-06-30 and uses four consecutive reported quarters.