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National Bank of Umm Al-Qaiwain PSC

ADX:NBQFinanceADX:FADGI

AED 2.93+1.03%At closeAt close · Thu 15 Oct · Market cap $1.6B

AED millions	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	TTM	YoY
Depreciation & amortization	10.4	17.5	18.0	15.6	13.5	16.3	—	—
Change in working capital	20.3	(86.5)	337.2	1,820.2	4.3	46.9	12.4	−73.6%
Operating cash flow	360.6	191.0	735.3	2,429.1	665.6	710.2	579.4	−18.4%
Capital expenditure	(6.2)	(10.1)	(6.4)	(13.3)	(28.0)	(13.5)	(11.0)	+18.4%
Dividends paid	(203.3)	(147.8)	(147.8)	(200.0)	(300.0)	(360.0)	(400.0)	−11.1%
Free cash flow	354.5	180.9	728.9	2,415.8	637.5	696.6	568.3	−18.4%